There Is An Assumable VA Loan On The Property At 3.625% Interest Rate With A Balance Of Approximately $970,000. Seller Prefers a Veteran Assume The Loan To Release His Eligibility. Seller May Consider Carrying a Second with Satisfactory Downpayment and Assumption Of The 1st.SELLER WILL ALTERNATIVELY CONSIDER A TEMPORARY RATE BUYDOWN FOR BUYER FOR A YEAR OR TWO WITH THE RIGHT OFFER. Beautifully Updated View Home in Fletcher Hills. Quartz Topped Huge Island With A Breakfast Bar, Single Level Main Home plus a Walk Out Basement. Great Location, Great Schools, Spectacular Views. All Appliance Are Included As Is The Furniture, Appliances And Most Decor If Wanted. There Is A 416 SF Studio ADU That Has Been Rented Through AirBnb And VRBO. Rental Has Created Over $30,000 per year in Income. Main House Has Also Been Rented Out similarly Since The Owners Moved. The New Owner Can Build An Additional ADU In The Rear Yard If Desired. There Is Also A Large Workshop and Storage Area On The Opposite Side of the ADU. Other Homes Have Added A Staircase to Croydon Ln Below The Property. That Would Create Additional Guest Parking. So Much To Offer In The Desired Fletcher Hills Community Of El Cajon. 2ND ADU Is Permissible According To Consultant Who Did Permits on Existing ADU.