This property qualifies for special financing that includes as little as 3% down, no Mortgage Insurance and lower interest rates. For unbeatable value, prime location, and resort-like amenities, Hueneme Bay may just be the best place to retire in America. Nestled close to pristine beaches and convenient shopping, this beloved single-story, 3-bedroom floor plan is perfect for those seeking a coastal retreat. Plus, there's a bonus room with its own private entry, a spacious 2-car attached garage, and ample space for hosting friends and family.Step inside to find a home that's truly move-in ready. The kitchen and bathrooms are fully upgraded featuring rich granite counters and backsplash and the newer double-pane windows let in that beautiful California sunlight. Freshly laid laminate flooring flows throughout the home, which is complemented by new paint and ceiling fans in every room. With upgraded plumbing, hardware fixtures, a newer furnace, and water heater, this immaculate home is sparkling and stress-free.The kitchen and front bedroom are south-facing, perfect for those quiet moments with a cup of morning coffee in your breakfast nook. Imagine spending your afternoons relaxing on the sunny patio off the living room, soaking up the southern exposure or firing up the BBQ. The cheery front porch and in-ground garden patches are ready for your green thumb.The two-car enclosed garage offers built-in cabinets for extra storage, and there's even a convenient trash enclosure outside.Living in this active 55+ community feels like being on a cruise ship without ever leaving shore. The community boasts a variety of social and fitness activities, including a par-3 golf course, swimming pool, sauna, and a clubhouse that rivals any resort with a library, game rooms, and more. Whether it's bingo nights, Italian classes, billiards or themed socials, there's something for everyone. For those who love to explore, carpooling to nearby stores or front door pick up by public transportation is an option.And if you ever feel like venturing beyond the community, the Channel Islands Harbor and Hueneme Pier are just minutes away. Enjoy waterfront dining, concerts, farmer's markets, sports fishing, and endless local festivals. The weather in Port Hueneme is nothing short of spectacular year-round, making it feel like your own personal Shangri-La.