Welcome to 1043 12th St in San Pedro—where coastal charm meets everyday comfort. This bright and well-kept 3-bed, 2.5-bath townhome features hardwood floors, an open-concept living area with fireplace, and a granite kitchen with stainless-steel appliances. Upstairs you’ll find two large bedrooms, each with its own en-suite bath, plus a versatile third bedroom downstairs perfect for guests or a home office. Enjoy the beautifully landscaped patio area for morning coffee or evening wine. Located minutes from Cabrillo Beach, Point Fermin, and San Pedro’s lively waterfront scene—cafés, breweries, and sunsets are all part of daily life here. ***This home qualifies for the Ladder Up Lending Program, giving buyers a $20,000 grant—not a loan—that can be applied toward a down payment, closing costs, or rate buy-down, turning this San Pedro gem into an unbeatable opportunity to save big and lock in a lower payment on day one***