Welcome to 434 Morrissey Blvd., where timeless Santa Cruz charm meets exceptional versatility in the heart of Midtown. Filled with natural light, the 1,372 sq. ft. main home offers a spacious two bedroom, one bathroom floor plan with inviting living and dining areas, plus an expansive family room surrounded by walls of windows overlooking the private gardens. New flooring, interior paint, and appliances make this classic home completely move-in ready. Outside, winding garden paths, private decks, lush landscaping, and charming front and back yards create a peaceful retreat. Parking is available both in front and from the rear alley. Enjoy Midtown's sought-after banana belt climate with easy access to beaches, shopping, dining, parks, and commute routes. Adding outstanding value is a detached two-story 746 sq. ft. structure recognized by the assessor as a second unit. The sellers have begun the process of converting it to a legal ADU. A long-term tenant currently pays $2,130 per month, offering immediate income and exceptional flexibility for future use or continued rental potential. A rare opportunity to enjoy the best of the Santa Cruz lifestyle with built-in upside.