5.125% VA ASSUMABLE LOAN + PAID SOLAR + NO HOA + BUILT IN 2022! Qualified buyers have the rare opportunity to assume a 5.125% VA loan, creating substantial monthly savings compared to today's market rates. Better than new, this meticulously maintained home sits on a premium corner lot with all the costly upgrades already completed—and no HOA fees or restrictions. Inside, you'll love the beautifully updated kitchen featuring quartz countertops, complemented by a spacious walk-in pantry and an open, modern layout designed for everyday living and entertaining. Built for comfort and efficiency, the home also includes paid solar, a tankless water heater, a whole-house fan, and central heating and A/C. Step outside to your private backyard oasis featuring a large insulated Alumawood patio cover with lighted ceiling fans & recessed lighting, professionally landscaped grounds, artificial turf, decorative rock, concrete walkways, multiple fruit trees (navel orange, Mexican lime, fig, and red banana), plus a custom 10' x 10' storage shed and custom rain gutters around the house. The value continues with stainless steel kitchen appliances, an LG washer and gas dryer, an alarm system, five Google Nest exterior security cameras, and a patio storage bench—all included. Skip the wait, uncertainty, and added expense of new construction while enjoying a move-in-ready home with premium upgrades, an updated kitchen with quartz countertops, energy-efficient features, no HOA, and the rare opportunity to assume a low-interest VA loan. This is a home you won't want to miss!